TERMS OF USE

Last updated August 18, 2026

1. AGREEMENT TO THESE TERMS

Totally Reliant Labs (“Company,” “we,” “us,” or “our”) operates our websites and any related applications, customer portals, learning platforms, online communities, products, programs, or services that link to these Terms of Use (collectively, the “Services”).

These Terms of Use (“Terms”) constitute a legally binding agreement between the Company and each person or entity accessing or using the Services (“you” or “your”).

By accessing or using the Services, creating an account, registering for an event, or purchasing a product or service, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, you must not access or use the Services.

Additional agreements may apply to particular purchases or Services, including enrollment agreements, coaching agreements, consulting agreements, order forms, statements of work, community guidelines, payment terms, or other offer-specific agreements.

If a separate signed agreement applicable to a particular purchase or Service conflicts with these Terms, the separate signed agreement will control regarding the subject matter of that agreement.

2. ELIGIBILITY

The Services are intended for users who are at least 18 years old and legally capable of entering into a binding agreement.

By using the Services, you represent that you meet this minimum age requirement and have the legal capacity and authority to accept these Terms.

If you use the Services on behalf of a company or other organization, you represent that you have authority to bind that organization to these Terms.

3. CHANGES TO THESE TERMS

We may revise these Terms periodically to reflect changes to our Services, practices, technology, or legal obligations.

Revised Terms become effective when posted unless a later effective date is stated. The “Last Updated” date identifies the most recent revision.

When required by law or when changes materially affect an existing paid Service, we may provide additional notice by email, through your account, or by another reasonable method.

Your continued use of the Services after revised Terms become effective constitutes acceptance of the revisions to the extent permitted by law.

4. OUR SERVICES

Totally Reliant Labs provides coaching, consulting, education, training, digital products, courses, tools, frameworks, events, and related resources designed to help business owners improve how they operate their businesses, manage their responsibilities and capacity, and create greater alignment between their businesses and the lives they want to live.

Our Services may include programs such as The Present Owner System™, as well as other products, programs, resources, and services we may offer from time to time.

Specific features, deliverables, access periods, schedules, prices, eligibility requirements, and other conditions may be described on the applicable sales page, checkout page, order form, enrollment agreement, or other offer-specific document.

We may modify, replace, suspend, or discontinue portions of the Services. If a material change affects a paid Service, we will address that change according to the agreement governing the purchase and applicable law.

The Services are not designed to satisfy specialized legal, regulatory, tax, accounting, medical, or other professional requirements unless expressly stated otherwise in writing. You are responsible for determining whether a Service is appropriate for your circumstances and intended use.

5. NO GUARANTEE OF RESULTS

Totally Reliant Labs does not guarantee any particular business, personal, lifestyle, performance, or other result from your use of the Services.

Results depend on numerous factors, including your starting point, circumstances, experience, participation, implementation, decisions, resources, capacity, business conditions, timing, and factors outside our control.

Purchasing a product or Service, participating in a program, or implementing a strategy does not guarantee that you will achieve the same or similar results as another customer or participant.

Please review our Disclaimer, which is incorporated into these Terms by reference.

6. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise stated, Totally Reliant Labs or its licensors own the Services and associated content, including:

  • Courses and curriculum

  • Frameworks and methodologies

  • Worksheets and templates

  • Videos, audio, and written materials

  • Presentations and training materials

  • Software and digital tools

  • Website designs and graphics

  • Trademarks, service marks, names, and logos

  • Databases and compilations

  • Other proprietary materials

This includes, where applicable, proprietary materials and intellectual property associated with The Present Owner System™.

These materials are protected by applicable copyright, trademark, and other intellectual-property laws.

Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use materials made available to you for your own personal or internal business use.

Unless we provide written permission, you may not:

  • Copy, reproduce, republish, or distribute our materials.

  • Share login credentials or purchased materials with another person.

  • Sell, sublicense, rent, or commercially exploit our materials.

  • Modify our materials and present them as your own.

  • Record, download, or reproduce live sessions unless expressly permitted.

  • Use our materials to create a competing course, program, product, or service.

  • Remove copyright, trademark, or proprietary notices.

  • Upload our proprietary materials to artificial-intelligence systems, shared databases, file-sharing services, or public platforms without authorization.

  • Use our trademarks, company name, program names, or branding in a manner that suggests authorization or affiliation.

  • Use our confidential or proprietary materials to compete with the Company.

All rights not expressly granted are reserved.

7. ACCOUNTS AND REGISTRATION

You may be required to create an account to access portions of the Services.

You agree to provide accurate, current, and complete information; keep your account information updated; maintain the confidentiality of your login credentials; notify us promptly if you suspect unauthorized access; and accept responsibility for activity conducted through your account.

You may not share, sell, transfer, or allow another person to use your account unless we provide written permission.

We may suspend or terminate an account containing false information, being used without authorization, or otherwise violating these Terms.

8. PURCHASES AND PAYMENT

You agree to provide current, complete, and accurate billing and payment information.

By completing a purchase, you:

  • Agree to pay the price and applicable taxes disclosed at checkout.

  • Authorize Totally Reliant Labs and its payment processor to charge your selected payment method.

  • Represent that you are authorized to use that payment method.

  • Agree to update your payment information when necessary.

  • Accept the offer-specific payment, cancellation, refund, and guarantee terms presented before purchase.

Unless otherwise stated, payments are processed in U.S. dollars.

Payments may be processed through Whop or another payment provider disclosed at checkout. Your use of a third-party payment platform may also be governed by that provider's terms and privacy policies.

We may correct pricing or description errors. If a correction materially affects a completed purchase, we will notify you and provide any remedy required by applicable law.

We may decline or cancel an order when we reasonably suspect fraud, unauthorized activity, a pricing error, or a violation of these Terms.

9. INSTALLMENT PAYMENT PLANS

Certain products or Services may permit you to pay a fixed purchase price through installments.

An installment payment plan divides the total purchase price into multiple payments. It is not a month-to-month subscription and does not permit you to cancel the remaining payments merely because you stop participating in or using the Services.

The total purchase price, initial payment, number and amount of remaining payments, payment frequency, and other applicable terms will be disclosed before purchase.

By selecting an installment plan, you authorize us and our payment processor to charge each installment to your selected payment method according to the payment schedule disclosed at purchase.

Your payment obligations continue unless an applicable written refund, cancellation, or guarantee provision expressly states otherwise.

If a scheduled payment fails, we may retry the payment, request an updated payment method, suspend access to the Services, refer an outstanding balance for collection, or exercise other rights available under the applicable agreement and law.

10. REFUNDS, CANCELLATIONS, AND GUARANTEES

Refund, cancellation, and guarantee terms may vary by product or Service.

The terms applicable to your purchase will be disclosed before checkout and may also appear on the applicable sales page, checkout page, order form, enrollment agreement, guarantee policy, or other offer-specific agreement.

You are responsible for reviewing those terms before purchasing.

If Totally Reliant Labs offers a guarantee, the written eligibility requirements, deadlines, exclusions, required actions, documentation requirements, and claim process applicable to that guarantee will control.

The existence of a guarantee for one product or Service does not mean that the same guarantee applies to another product or Service.

Nothing in this section limits rights that cannot lawfully be waived.

11. PROHIBITED ACTIVITIES

You may not use the Services to:

  • Violate any applicable law or regulation.

  • Infringe intellectual-property, privacy, publicity, or other rights.

  • Share or resell access without authorization.

  • Scrape, harvest, or systematically extract content or user information.

  • Circumvent security or access-control features.

  • Upload malware, harmful code, or disruptive material.

  • Impersonate another person or misrepresent your affiliation.

  • Harass, threaten, defame, exploit, or harm another person.

  • Send unauthorized advertising, spam, or solicitations.

  • Interfere with the operation or security of the Services.

  • Reverse engineer or attempt to obtain source code except where legally permitted.

  • Use bots or automated tools to access restricted portions of the Services.

  • Use Company content to train or populate an artificial-intelligence system without written authorization.

  • Compete with the Company using confidential or proprietary materials.

  • Engage in fraudulent payment disputes or chargebacks.

  • Encourage another person to violate these Terms.

12. COMMUNITIES AND USER CONTRIBUTIONS

Certain Services may allow you to submit text, images, audio, video, comments, reviews, questions, files, or other content (“Contributions”).

You retain ownership of your Contributions.

By submitting Contributions, you represent that you own or have permission to use and share them; they do not violate another person's rights; they are not knowingly false or misleading; you have permission from identifiable individuals appearing in them; and they do not contain confidential information you are prohibited from sharing.

You grant Totally Reliant Labs a non-exclusive, worldwide, royalty-free license to host, reproduce, display, format, and distribute Contributions as reasonably necessary to operate and deliver the Services.

This license does not by itself authorize Totally Reliant Labs to use your name, image, likeness, testimonial, or other Contribution in paid advertising where separate consent or a release is required by law.

We may moderate, remove, or restrict Contributions that violate these Terms or applicable community guidelines. We are not obligated to monitor every Contribution.

13. REVIEWS AND TESTIMONIALS

Reviews and testimonials must reflect the individual's genuine experience and may not contain knowingly false, misleading, unlawful, infringing, or abusive content.

You may not impersonate a customer, submit a review for a Service you did not use, disclose confidential or private information without authorization, organize deceptive review campaigns, or use threats or improper incentives to manipulate reviews.

Any material connection associated with a review or endorsement must be disclosed as required by applicable law.

Our use of testimonials and endorsements is also governed by our Disclaimer.

14. THIRD-PARTY SERVICES AND LINKS

The Services may integrate with or link to third-party websites, software, payment processors, social-media platforms, technology providers, or other services.

We do not control third-party services and are not responsible for their content, availability, security, policies, or practices.

Your use of a third-party service is governed by that provider's applicable terms and policies.

A link, integration, reference, or recommendation does not necessarily constitute an endorsement.

15. PRIVACY

Our collection, use, and disclosure of personal information are described in our Privacy Policy, which is incorporated into these Terms by reference.

You are responsible for reviewing the Privacy Policy before using the Services.

16. COPYRIGHT COMPLAINTS

We respect the intellectual-property rights of others.

If you believe content available through the Services infringes your copyright, follow the process described in our DMCA Policy.

Knowingly submitting a false or materially misleading copyright notice or counter-notification may result in legal liability.

17. SERVICE MANAGEMENT, MODIFICATIONS, AND AVAILABILITY

We may manage, maintain, update, or modify the Services to protect users, enforce these Terms, improve functionality, or address legal and operational requirements.

We do not guarantee uninterrupted or error-free access. Maintenance, third-party outages, technical failures, security events, or circumstances outside our reasonable control may cause delays or interruptions.

We are not obligated to preserve or provide indefinite access to every feature, recording, community post, or user submission unless a separate agreement expressly states otherwise.

18. SUSPENSION AND TERMINATION

These Terms remain effective while you use the Services.

We may suspend or terminate access if you violate these Terms or another applicable agreement, fail to make required payments, misuse Company intellectual property, disrupt a community, harass another participant, engage in fraud or illegal activity, or engage in conduct that threatens the Services or others.

Termination of access does not automatically eliminate payment obligations that arose before termination or that apply under a fixed-price installment agreement.

Provisions that by their nature should survive termination, including payment obligations, intellectual-property protections, disclaimers, liability limitations, dispute-resolution provisions, and indemnification, will remain effective.

19. ELECTRONIC COMMUNICATIONS AND SIGNATURES

You consent to receive agreements, notices, disclosures, receipts, and other communications electronically through email, the Site, your account, or another electronic method.

You agree that electronic signatures, checkboxes, records, and communications may satisfy legal requirements for written documents and signatures to the extent permitted by law.

You are responsible for maintaining an accurate email address and retaining copies of important agreements and transaction records.

20. SMS TEXT MESSAGING

By providing your mobile number and giving the required consent, you agree to receive text messages from Totally Reliant Labs at the number provided.

Messages may include appointment reminders, registration information, account notices, support responses, program updates, educational communications, promotions, and marketing messages you have agreed to receive.

Consent to receive marketing texts is not a condition of purchasing any product or Service unless permitted by law.

Message frequency may vary. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

You may opt out by replying STOP or by using another reasonable method that clearly communicates your request to stop receiving messages. We may send one confirmation message after processing your request.

For assistance, reply HELP or contact [email protected].

Our use of information collected through text messaging is described in our Privacy Policy.

21. DISCLAIMERS OF WARRANTIES

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT GUARANTEE THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE FROM HARMFUL COMPONENTS OR THAT INFORMATION PROVIDED THROUGH THE SERVICES WILL BE COMPLETE OR ACCURATE.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY DISCLAIMERS. IN THOSE JURISDICTIONS, THESE DISCLAIMERS APPLY ONLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

22. LIMITATION OF LIABILITY

This provision should be reviewed by qualified legal counsel before publication.

TO THE FULLEST EXTENT PERMITTED BY LAW, TOTALLY RELIANT LABS AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, OR LOST BUSINESS OPPORTUNITIES ARISING FROM OR RELATED TO THE SERVICES.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL LIABILITY ARISING FROM OR RELATED TO A PARTICULAR PRODUCT OR SERVICE WILL NOT EXCEED THE AMOUNT PAID BY YOU TO TOTALLY RELIANT LABS FOR THE PRODUCT OR SERVICE GIVING RISE TO THE CLAIM.

These limitations do not apply where prohibited by law or to liability that cannot lawfully be limited.

23. INDEMNIFICATION

This provision should be reviewed by qualified legal counsel before publication.

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Totally Reliant Labs and its owners, officers, employees, contractors, agents, and affiliates from third-party claims, damages, liabilities, and reasonable expenses arising from:

  • Your unlawful or unauthorized use of the Services.

  • Your violation of these Terms.

  • Your Contributions.

  • Your infringement of another person's rights.

  • Your fraud, willful misconduct, or harmful conduct.

We may assume control of the defense of a covered claim, and you agree to cooperate reasonably with that defense.

24. GOVERNING LAW AND DISPUTE RESOLUTION

This section must be completed and reviewed by qualified legal counsel before publication.

Before initiating formal proceedings, the parties agree to attempt in good faith to resolve a dispute by providing written notice describing the party's name and contact information, the nature and factual basis of the dispute, and the requested resolution.

Notice must be sent to:

Totally Reliant Labs

Email: [email protected]

Mailing Address: N/A

The parties will attempt informal resolution for 90 days after receipt.

Any governing-law, venue, arbitration, class-action waiver, small-claims, or other formal dispute-resolution provisions applicable to these Terms should be established in a provision reviewed by qualified legal counsel.

25. MISCELLANEOUS

These Terms and incorporated policies constitute the agreement between you and Totally Reliant Labs regarding use of the Services, except where a separate applicable agreement controls.

If any provision is found unlawful or unenforceable, the remaining provisions will remain effective to the extent permitted by law.

A failure to enforce a provision is not a waiver of the right to enforce it later.

We may assign our rights and obligations as part of a merger, acquisition, restructuring, sale of assets, or other lawful business transaction. You may not assign your rights or obligations without our written consent.

We are not responsible for delay or failure caused by events beyond our reasonable control.

Nothing in these Terms creates an employment, partnership, joint-venture, fiduciary, franchise, or agency relationship between you and Totally Reliant Labs.

Section headings are included for convenience and do not affect interpretation.

26. CONTACT US

Questions, complaints, and requests regarding these Terms may be sent to:

Totally Reliant Labs

Privacy Contact: Richard Tariuwa

Email: [email protected]

Telephone: N/A

Mailing Address:

Bel Air, Maryland

United States

This website is operated and maintained by Totally Reliant Labs. Use of this website is governed by our Terms of Use, Privacy Policy, DMCA Policy, and Disclaimer.

The Present Owner System™ and all related programs, frameworks, training, and materials are provided by Totally Reliant Labs. Individual results may vary. Nothing on this website constitutes legal, financial, tax, medical, mental health, or other licensed professional advice. All content and materials are protected by applicable intellectual property laws. Unauthorized reproduction, distribution, or commercial use is prohibited.

© 2026 Totally Reliant Labs. All Rights Reserved.